What people heard when he said If you Like Your Plan You can Keep your Plan

“If you like your plan, you can keep your plan,” so said our President in perhaps his most infamous sales pitch of his Presidency.

So what did this mean? and what did the American people hear when he said it?

I can tell you what they did not hear.

They did NOT hear, or believe, that the president was saying that they could keep their plan ONLY if they kept the EXACT plan that was in place prior to the passage of Obamacare on March 23, 2010.

They did NOT hear or believe that he was saying that they could keep their plan ONLY IF they had a plan prior to March 23, 2010, AND that plan only changed in a very minor way.

Nobody thought that Presidential Promise would lead to hair-splitting, legal ease and legalism.

What they heard….

They heard “for those of you who have plans that you pay for, or one that is paid for by your employer…..you can keep it, and there is nothing that you need to worry about.”

They heard “if you don’t want to be a part of Obamacare, you don’t have to be a part….so don’t worry about it”

They heard “if you have a plan, or you get a plan, and you don’t want Obamacare, you won’t be harmed…so don’t worry about it.”

They heard “if you are not experiencing a health care crisis, if you are covered, you don’t need to pay any attention to the debate, because it does not matter to you…..so don’t worry about it.

Related:  https://davepetno.com/2013/10/30/what-obama-means-by-if-you-like-your-plan-you-can-keep-your-plan/

 

The Impossible Obama promise: If You Like Your Plan You Can Keep Your Plan

petno illustration 10-2010

Some promises are impossible to keep, even for the President of the United States. In this case, the President does not control who buys health insurance, who offers health insurance, and how or if insurance companies even offer the product. Further, the president can’t force an employer to stay in business nor can he force them to offer health insurance.

This is perhaps the biggest Presidential whopper ever.  Its a wonder that no presidential candidate, member of congress or media member ever called him on it.

Below are the exceptions to the Presidential promise that are IMPOSSIBLE for ANY HUMAN on earth to deliver:

“If you like your plan, you can keep you plan……..”

–except when your employer changes your plan

–except when your employer cancels your plan

–except when your employer gets out of offering health insurance entirely

–except when your employer goes out of business

–except when your employer relocates to a state where that plan is not available

–except when your insurance company changes your plan

–except when your insurance company cancels your plan

–except when your insurance company gets out of offering health insurance

–except when your insurance company leaves your state

–except when your insurance company goes out of business

—except when you purchase a plan after 2010 that does not specifically meet our minimum standards

–except when Kathleen Sebelius and HHS says that your plan is not good enough

Obamcare Navigators Require Healthcare.gov

http://dailycaller.com/2013/10/27/bad-news-obamacare-navigator-program-is-dependent-upon-a-functioning-healthcare-gov-website/

From DailyCaller.com

Bad news: Obamacare ‘navigator’ program is dependent upon a functioning HealthCare.gov website

8:12 PM 10/27/2013
Screen shot 2013-10-27 at 7.17.30 PM

HealthCare.gov has a new look. The ObamaCare girl is gone — replaced by a new image that stresses the “4 ways to get marketplace coverage.”

The only problem? None of the options seem to work without the website.

Last Wednesday, we documented that the 1-800 number doesn’t work (CNN later confirmed this). Now, it appears the “navigators” (the face-to-face people who assist with enrollment) are equally impotent — without a functioning website. (The navigator option was ostensibly set up for people who aren’t computer literate, and might need a little help navigating the website.)

This was confirmed by two different “navigators” in two different states to Dave Petno, an Ohio-based Employee Benefits Consultant and Certified Health Care Reform Professional who has been documenting the system’s challenges.

During a conversation with an Enroll Virginia navigator, Petno specifically asked: “If HealthCare.gov is not working, what would we do?”

The navigator answered: “You can’t make plan selection without HealthCare.gov.”

Listen below:

During another phone conversation with a navigator who works at an Ohio food bank, Petno was told: “Our training was focused on using HealthCare.gov to do all of the things we were trained on.”

Listen below:

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Read more: http://dailycaller.com/2013/10/27/bad-news-obamacare-navigator-program-is-dependent-upon-a-functioning-healthcare-gov-website/#ixzz2j2MB0MrP

Audio “we don’t have a specific timeframe that we can give you” Obamcare 800# Supervisor

My question was…once I give you all of this information, how long will it take for you to get back to me with my eligibility numbers?

The Obamare 800# supervisor would not give me any specific dates or timelines for a response.

However, he guarantees that I would be able to get on a plan that starts January 1.  (audio 1:35)

Audio Here:

RELATED:   It takes 10 Steps and several weeks to get coverage from Obamacare Hotline.
https://davepetno.com/2013/10/22/audio-10-simple-steps-to-get-obamacare-coverage-through-800-may-take-several-weeks/

Audio: 10 Simple Steps to Get Obamacare Coverage through 800#–May take several weeks

After a long conversation with an Obamacare 800 # Supervisor, I finally documented the process that it takes to attain Health Insurance Coverage through the Marketplace 800#. (Call Audio summary at the bottom of this post).

Here are the steps:

1)  I must complete an application for coverage over the phone.  This will take at least 10 minutes and social security numbers and other personal information must be provided.

2)  Marketplace submits application for verification and processing.

3)  Eligibility results are emailed or mailed back to me.   This does NOT include actual quotes from insurance companies.   No timeline was given except that they will be returned to me prior to the 12/15 deadline for 1/1 coverage.

4)  Once I have Eligibility results, I must call the 800# again to request plan costs and options.

5)  The 800# rep explains to me my cost and plan options that I am eligible for.

6)  I select which plan I would like to enroll in.

7)  The 800# Marketplace rep enrolls me in the plan that I select.   I do NOT provide payment at this time.

8)  I am contacted by email, mail, or phone, by the insurance company to confirm my plan choice, and my payment amount.

9)  I provide payment by credit card.

10)  My coverage begins 1/1/14

Here is my summary conversation with the Obamacare 800# Supervisor: