Under Obamacare American Indians Pay ZERO while Others in Poverty pay Thousands

While looking at Obamacare Approved plan designs for 2014 from one insurance company, I noticed that American Indians get a sweetheart deal under Obamacare.   (NO, I did not get this from the Marketplace).

Here is the Classic  2000 Silver Plan for American Indians up to 300% of Federal Poverty.    Note how there is ZERO Deductible, Zero Out of Pocket Maximum.  ZERO cost for office visits and all else.
MMO Silver AMERICAN INDIAN PLAN 2000 Classic 10-2013

Now here is the Classic Silver 2000 from the same insurance company.  Note the deductible is $2000 Single and $4000 Family.  Out of Pocket maximum is $6350 Single and $12,700 Family.  Office visits are 20% after deductible and the person needs to pay 20% of all covered in-network care after deductible until they hit the Out of Pocket Max.

MMO Silver 2000 Classic 10-2013
Now here is the Classic Silver 2000 with subsidy for between 100 – 150 Federal Poverty  from the same insurance company.  Note the deductible is $100 Single and $200 Family.  Out of Pocket maximum is $1000 Single and $2000 Family.  Office visits are 10% after deductible and the person needs to pay 10% of all covered in-network care after deductible until they hit the Out of Pocket Max.

MMO Silver 2000 Plan Below 150% of Poverty 10-2013

UPDATE:  I was informed that American Indians have always paid zero for medical care through the Indian Health Service, so this does not represent a change.  This may be true, but I have never seen nor heard of this until now.   And, it continues under Obamacare.

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