Obamacare Ohio Rates are Extremely High for Worse Coverage for 57 Yr Old Female

As I posted yesterday, a 57 year old female friend of mine was able to jump through enough hoops, and after over 10 tries was able to generate a quote page and take screen shots from http://www.healthcare.gov   

What we found was very high rates and very crappy plan designs.  Below is a screen shot of her rates, and below that I am including screen shots of current pre-Obamacare rates for the same 57 year old non-smoker in Ohio.

Image

In contrast, here are Anthem Rates for similar plans that were available for the same person in Ohio PRIOR TO OBAMACARE.
Image

Medical Mutual of Ohio’s Rates BEFORE OBAMACARE would be also significantly lower. Image 

Here are the MMO Rates that are offered via http://www.Healthcare.gov AFTER OBAMACARE
Image

So, here is the summary of the charts above for 57 Female Non-Smoker Ohio

Bronze Plan on Healthcare.gov

  • $480 -598 per month,  $5200 Deductible, $6300 OOP Max, 60% Coverage

Similar Plan to BRONZE BEFORE OBAMACARE 2013:

  • 45% Lower –MMO:  264/month, 2500 Deductible, $3500 OOP Max, 70% Plan
  • 20% Lower –Anthem:  383/month, 5000 Deductible, 5000 OOP Max, 100% Plan

Silver Plan On Healthcare.gov

  • $454 – 797 per month: 2689 Deductible, 5128 OOP Max, 70% Coverage
  • MMO on Healthcare.gov:  620/month, 3500 Deductible, 6200 OOP Max, 70% Coverage
  • MMO on Healthcare.gov:  587/month, 2000 Deductible, 6350 OOP Max, 70% Coverage

Similar Plan to Silver BEFORE OBAMACARE 2013:

  • 42% lower –MMO 264/month, 2500 Deductible, 3500 OOP Max, 70% Coverage
  • 7% lower  –MMO 422 / month, 2500 Deductible, 2500 OOP Max 100% Coverage
  • 13% lower –Anthem 392/month, 2500 Deductible, 5500 OOP Max, 80% Coverage

Gold Plan on Healthcare.gov:

  • $569 – 943 Per Month:  1100 Deductible, 3760 OOP Max, 80%
  • MMO on Healthcare.gov:  734/month, 1000 Deductible, 5000 OOP Max

Similar Plan to GOLD BEFORE OBAMACARE 2013:

  • 7% lower than MMO on HC.gov –MMO 683/month, 500 Deductible, 2500 OOP Max, 80% Coverage
  • 29% lower than MMO on HC.gov  –MMO 518 / month, 1500 Deductible, 2500 OOP Max 80% Coverage
  • 44% lower than MMO on HC.gov  –Anthem 412/month, 1000 Deductible, 4500 OOP Max, 70% Coverage

 

 

 

 

 

Advertisements

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s