OK, so yesterday I finally received my invoice from the insurance company, and confirmed the coverage. My test is now complete.
Since it was just a test, I had no intention to purchase the coverage. I need to cancel my coverage with the insurance company before it goes into effect.
When I called the insurance company, they told me it would need to be done at http://www.healthcare.gov. (I’m not really looking forward to going back there).
So I logged back on to the site, and looked for a cancel button. Here are my options on the page.
Note there is no button to cancel my current coverage. So I clicked on the button that said REMOVE. The following popped up.
So back to the main screen where I searched again for Plans and Programs. No Luck.
I then decided to call the 800# as was suggested on the site. Here is a summary of the audio.
NO luck there either. So I can’t cancel by the insurance company, nor by the web site, nor by the 800#.
I can check out anytime I want, but I can never leave.
After 106 days of attempting to purchase coverage, I finally got my statement from the insurance company. It came from the insurance company directly, and the premium amount matched the earlier premium amount that I thought I was purchasing.
However, it did not tell me what type of coverage i would receive, nor did it tell me who in my family was getting coverage. To get that, I would need to call the insurance company directly.
So I called the company, and YES, the plan and the people from my family covered were correct. The enrollment was now complete.
However, this plan is about 50% higher than my current plan….so I want to cancel it before I put it into effect.
I informed the insurance company rep that I wanted to cancel. She told me I would need to go to http://www.healthcare.gov in order to do so. Insurance companies cannot cancel directly.
On October 1, I started my journey to enroll in Obamacare through http://www.healthcare.gov. That did not go well. On this blog I chronicled the process. That was 105 days ago. Here is a screenshot of my first experience.
On December 1, I finally broke through and was able to get insurance quotes through http://www.healthcare.gov I selected a plan, and elected to enroll in coverage. I even received the success message below.
That was 35 days ago.
Since that time, I have receive NO CONFIRMATION from the insurance company that I am indeed enrolled.
I have called both the insurance company, and the Healthcare.gov hotline to track my application.
Nobody can tell me what happened.
At 105 Days, I am assuming that I do not have new coverage through Obamacare.
I give up.