Who’s exempt from the requirement to have insurance?
The list of possible exemptions is a long one. You may be eligible for an exemption if:
- Your income is below the federal income tax filing threshold (see above).
- The lowest priced available plan costs more than 8 percent of your income.
- Your income is less than 138 percent of the federal poverty level (currently $15,856 for an individual) and your state did not expand Medicaid coverage to adults at this income level as permitted under the health law.
- You experienced one of several hardships, including eviction, bankruptcy or domestic violence.
- Your individual insurance plan was cancelled and you consider plans on the marketplace are unaffordable.
- You are a member of an Indian tribe, health care sharing ministry or a religious group that objects to insurance.
- You are in jail.
- You are an immigrant who is not in the country legally.